A Khata And B Khata In Bangalore: Know Differences & Types

In Karnataka, particularly in Bangalore, properties are referred to as A Khata or B Khata. those classified as A Khata have authentic documentation that has been validated by state institutions, but those classified as B Khata are unreliable due to irregularities in their documentation.

Understanding A and B Khata and how they differ from one another (A Khata vs. B Khata) is crucial when purchasing real estate in Bangalore. Knowing these issues helps us avoid a great deal of needless trouble in addition to helping us make better decisions.

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How Did A Khata And B Khata Come Into Existence?

These two fundamental categories of property classification were established with the establishment of Bruhat Bangalore Mahanagar Palike (BBMP) in 2007. The English term "Account" is translated as "Khata." The BBMP was able to distinguish between properties with abnormalities and properties that were valid thanks to the A and B Khata categorization.

Information including the owner's qualifications, property boundaries, location, carpet area, and built-up space are all included in a Khata Certificate. The Khata document is also used in the state of Karnataka, mostly in Bangalore, for the payment of property taxes. 

Khata is a legal document that provides you with all of the assessments of the property in question; it is easy to grasp. It's looked after by the BBMP.

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What Are The Types Of Khata?

There are two types of Khata, A Khata and B Khata.

A Khata: This document certifies that the owner has paid the BBMP the correct amount of taxes. A Khata indicates that the property conforms with all Bangalore construction rules as well as all government laws. Property owners can apply for bank loans, trade approvals, building licenses, and approval of the building plan for their properties if they have the A-Khata document.

B Khata: According to this document, the owner's Bangalore property is either illegal or in breach of the law. Loans, extensions, and building permissions will not be granted to properties designated under B Khata. Since such property is deemed to be either unlawful or semi-legal, it cannot be sold. Additionally, it can be quite challenging to get water and electricity delivered to a B Khata home. Property that is classified as B Khata can be changed to A Khata by paying betterment fees and other fines.

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Who Can Apply For Khata In Karnataka?

A property's lawful and genuine "Title" owner may apply for Khata using the format provided. The BBMP can grant a Khata when all property documentation is current and there are no irregularities in the property's permissions.

The title holder must present the appropriate property documents, such as the title deed, the encumbrance certificate, and property tax receipts, to the "Assistant Revenue Officer" or Revenue Officer in order to apply for a Khata. The Karnataka government-approved "Citizens Services Center" is another location where the Khata application can be submitted. To apply for a Khata, you must complete out a form. After submitting the form, you will receive a confirmation.

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What Are The Uses Of Khata?

For those who are buying or investing in real estate, the Khata categorization is highly helpful. It informs the investor of the property in question's authenticity. Obtaining financing from banks or other housing finance organizations is another benefit of using the Khata document. Khata offers several advantages, including revealing the property owner's integrity.

• Every Detail Pertaining To The Property
• Paying And Filing Real Estate Taxes
• Able To Connect To The Property With Electricity And Water
• Easy Access To The Loan

List of properties under B Khata that are listed with the BBMP

The properties listed below are largely categorized by BBMP under the B Khata property classification.

• Built Structures Against The Law For Financial Gain
• Unauthorized Construction And Land Use

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How To Apply For Conversion Of B Khata Property Into A Khata?

In Bangalore, a conversion between B and Khata is feasible. In order to submit an application for conversion from A Khata to B Khata, all prescribed tax obligations, penalties, property taxes, DC conversion fees, and improvement fees assessed by the Bruhat Bangalore Mahanagar Palike (BBMP) must be settled.

What Are The Documents required for Khata Conversion in Bangalore?

In order to convert B Khata to A Khata in Bangalore, the BBMP or ARO must receive the necessary paperwork.

• Certified copies of real estate taxes paid
   
• Deed of sale for the property

• Title deed (in the rightful owner's name)
   
• Certificate of Conversion of Land from Agricultural to Non-Agricultural Use (If Previously Agricultural Land)
   
• A clear blueprint indicating the location of the property
   
• Clear Blueprint containing the size and specs of the property
   
• Proof of payment or invoices for any upgrades made to BBMP
   
• Certificate of occupancy (OC)
   
• Certificate of Khata Extraction

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How To Identify A Khata Or B Khata?

It is a Khata A property if the property's extract and Khata certificate are accessible. It is a Khata B property, however, if the paperwork refers to "Form B Property Registry Extract." You might also find these responses interesting: And what distinguishes B Khata from A Khata?

Conclusion

An investor in real estate must be able to distinguish between A and B Khata. Knowing A and B Khata can help you avoid needless legal issues and make wiser real estate investing decisions.

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